— Your Future Secured in the UAE —

Dubai
Golden Visa

Golden Visa programs are offered by various countries to attract high-net-worth individuals (HNWIs) seeking long-term residency, favourable investment opportunities, and tax treatment. These programs offer unique benefits to private clients.

No business setup

No property purchase

Fully guided

A future, secured

Below is an overview of the Dubai Golden Visa program, which we consider among the best options available.

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United Arab Emirates – Golden Visa

The UAE offers one of the most attractive Golden Visa options. With a stable, well-regulated environment and a host of advantages, the UAE is an excellent choice for private clients.

PRIVATEERS acts solely as a professional introducer.

  1. Financial Products: Invest a minimum of AED 2 million (approximately $545,000 USD) in:
    • Shares or stocks of UAE companies listed on the Dubai Financial Market (DFM) or Abu Dhabi Securities Exchange (ADX)
    • Bonds or sukuk (Islamic bonds) issued by UAE companies or government entities
    • Investment funds or portfolios managed by licensed financial institutions in the UAE
  2. Bank Deposit: Deposit a minimum of AED 2 million (approximately $545,000 USD) into a UAE bank account.

Investment Requirements for Real Estate Investment

AED 2 million (approximately USD 545,000) in UAE real estate. We advise investing in prime-location projects developed by reputable local companies to ensure quality and long-term value. Processing time is typically 2-6 working days, depending on application volume.

Our good relationships with leading UAE developers allow us to facilitate seamless transactions and ensure a streamlined visa process for our clients

Benefits of Each Option

Option Benefits
Real Estate Physical ownership of property, potential long-term appreciation in value, and rental income
Financial Products Diversification of portfolio, potential for capital appreciation, and regular income
Bank Deposit Liquidity, low risk, and fixed returns

Why the UAE?

The UAE has rapidly established itself as a premier destination for high-net-worth individuals seeking a secure base for their families, businesses, and wealth. Key advantages include:

Political and economic stability

One of the safest and most politically stable countries in the region, with a diversified economy reducing dependence on oil revenues

Favourable tax environment

No personal income tax, no capital gains tax, no inheritance tax, and no wealth tax on individuals

World-class infrastructure

International airports, premium healthcare, top-tier schools and universities, and luxury residential communities

Strategic location

Within an eight-hour flight of approximately two-thirds of the world's population, bridging Europe, Asia, and Africa

Safety and security

Consistently ranked among the safest countries in the world with extremely low crime rates

Cosmopolitan lifestyle

A diverse, multicultural society with over 200 nationalities living and working in the UAE

Business-friendly environment

Multiple free zones offering 100% foreign ownership, simplified incorporation, and a growing network of double-taxation treaties

Golden Visa vs. Standard Residency Visa

The Golden Visa differs from a standard residency visa in several important respects:

Feature Golden Visa Standard Residency Visa
Validity 10 years (renewable) 2–3 years (renewable)
Sponsor requirement Self-sponsored via investment Requires employer or company sponsor
Minimum stay No minimum stay requirement to maintain Typically requires periodic renewal with sponsor
Outside UAE May stay outside the UAE indefinitely without losing status Extended absence may affect sponsorship status
Dependants Spouse and children included, regardless of age Children covered up to age 18 (25 if studying)
Domestic staff Permits sponsorship of domestic workers Permits sponsorship of domestic workers
Employment flexibility Full freedom to work, establish businesses, or be self-employed Tied to sponsoring entity

The Golden Visa provides significantly greater autonomy, flexibility, and long-term security compared to a standard residency arrangement.

Key Benefits of the Dubai Golden Visa

  • Long-term residency — A renewable 10-year residence visa providing peace of mind and long-term planning certainty
  • Self-sponsored — No dependency on an employer or corporate sponsor; the visa is tied to your investment, not your employment status
  • No minimum stay requirement — Unlike many residency programmes, the Golden Visa does not require you to spend a minimum number of days per year in the UAE to maintain status
  • Family inclusion — Your spouse and children are included. Unmarried daughters of any age and sons up to age 25 (or longer if studying) are eligible. Parents may also be sponsored under certain conditions
  • Employment and business freedom — Full right to work, establish companies, invest, and conduct business across the UAE
  • Property ownership rights — For real estate investors, full freehold ownership of UAE property in designated areas
  • Pathway to permanent residency — The Golden Visa is a stepping stone; long-term residents may become eligible for permanent residency under evolving UAE regulations
  • Travel convenience — UAE residency provides facilitated visa-on-arrival access to numerous countries

PRIVATEERS acts solely as a professional introducer.

Citizenship by Investment programs in various countries

Residency and Citizenship by Investment

Dubai Golden Visa via bank deposit route: www.uaegoldenvisas.com

Private Lifestyle Services

Dubai luxury shopping concierge services for designer brands delivered to your hotel room. www.dubailuxuryshoppingconcierge.com

Our firm specialises in private client services, offering bespoke solutions tailored to meet the unique needs of our discerning clientele.

Real Estate Investment

Invest in UAE real estate. Property must be held in the applicant’s name or through a wholly owned company.

Key considerations:

  • Freehold property is available in designated areas across Dubai, Abu Dhabi, and other emirates
  • Both completed properties and off-plan developments qualify, provided the property is valued at or above the AED 2 million threshold
  • Mortgaged properties qualify based on the equity held (i.e., the portion paid off), not the total property value
  • Joint ownership is accepted provided the applicant’s share meets the minimum threshold
  • Rental income generated from the property can be a meaningful contributor to carrying costs

We advise considering investing in prime-location projects developed by reputable local companies to ensure quality and long-term value.  

Typical processing time for the real estate route is 2 to 6 working days, depending on application volume and property transaction completion.

Investment values may fluctuate. Past performance is not indicative of future results. Seek independent financial advice before investing.

PRIVATEERS acts solely as a professional introducer.

Financial Products

Invest in UAE-regulated financial instruments, including:

  • Shares or stocks of UAE companies listed on the Dubai Financial Market (DFM) or Abu Dhabi Securities Exchange (ADX)
  • Bonds or sukuk (Islamic bonds) issued by UAE companies or government entities
  • Investment funds or portfolios managed by licensed financial institutions in the UAE

Key considerations:

  • Investments must be held for a minimum period (typically two years) to maintain visa eligibility
  • Portfolio composition may be adjusted within permitted parameters during the holding period
  • This route appeals to clients who prefer liquid investments over real estate, or who wish to participate in the growth of the UAE economy through capital markets
  • Professional portfolio management is recommended, and we can introduce clients to local private banks Learn more Private Banking Introductions

Investment values may fluctuate. Past performance is not indicative of future results. Seek independent financial advice before investing.

PRIVATEERS acts solely as a professional introducer.

Bank Deposit

Deposit a minimum of AED 2 million (approximately USD 545,000) into a UAE bank account.

Key considerations:

  • The deposit must be maintained for a minimum period (typically two years) to retain visa status
  • Fixed-term deposits typically offer more predictable returns than other routes
  • This route offers the lowest risk profile and greatest liquidity upon maturity of the holding period
  • Currency flexibility may be available depending on the bank (AED-pegged to USD, with multi-currency options)
  • Interest income from deposits is currently not subject to personal income tax in the UAE

Kindly note that Fixed-term deposit returns are subject to prevailing interest rates at the time of placement and may vary by institution.

Eligibility Criteria

To qualify for the Dubai Golden Visa through investment, applicants must meet the following general criteria:

01

Minimum age

Applicants must be at least 18 years old

02

Clean criminal record

A police clearance certificate is required from the applicant’s country of residence and/or nationality

03

Source of funds

Applicants must demonstrate a legitimate source of the investment funds, with supporting documentation

04

Medical fitness

A standard medical examination is required as part of the UAE residency process

05

Health insurance

Valid health insurance coverage in the UAE is mandatory for all visa holders 

06

Investment threshold

AED 2 million minimum across one of the qualifying investment categories described above

There is no requirement for a specific nationality, prior business experience, or minimum income level beyond the investment threshold.

Application Process

The application process for the Dubai Golden Visa is structured across several stages. We manage the entire process on your behalf:

Step 1: Initial Consultation and Route Selection

We assess your objectives, budget, risk tolerance, and family circumstances to recommend the most suitable route.  

Step 2: Investment Execution

Depending on the chosen route:

  • Real estate: Introduction to licensed real estate broker, Property identification, negotiation, purchase agreement, and Title Deed issuance
  • Financial products: Account opening with a bank offering private banking, portfolio selection, and execution
  • Bank deposit: Bank account opening and placement of the fixed deposit

Step 3: Document Preparation

We assemble and verify all required documentation, including:

  • Valid passport copies for the applicant and all dependants
  • Passport-sized photographs meeting UAE specifications
  • Police clearance certificate (attested and legalised)
  • Proof of investment (Title Deed, portfolio statement, or deposit certificate)
  • Medical fitness test results
  • Health insurance documentation
  • Marriage and birth certificates for dependants (attested and legalised)

Step 4: Application Submission

The application is submitted to the relevant UAE authorities — typically through the Federal Authority for Identity, Customs, and Port Security (ICP) or the General Directorate of Residency and Foreigners Affairs (GDRFA) in Dubai.

Step 5: Biometrics and Medical

Once the initial application is approved, the applicant attends a biometrics appointment (fingerprints and photograph) and completes the medical fitness examination.

Step 6: Visa Issuance and Emirates ID

Upon final approval, the Golden Visa is issued, and the applicant applies for an Emirates ID card — the mandatory national identity card for all UAE residents.

Step 7: Dependant Applications

Spouse and children’s applications are processed either concurrently or immediately following the principal applicant’s approval. Parents may also be sponsored under certain conditions.

Required Documentation

While requirements may vary depending on the investment route and the applicant’s nationality, the following documents are generally required:

For the principal applicant:

  • Valid passport (minimum six months validity)
  • Passport-sized photographs (white background, UAE format)
  • Police clearance certificate from country of residence (attested)
  • Proof of investment (Title Deed / brokerage statement / bank deposit certificate)
  • Medical fitness test results
  • Active health insurance policy
  • Completed application forms

For dependants:

  • Valid passports
  • Passport-sized photographs
  • Marriage certificate (attested and legalised) — for spouse
  • Birth certificates (attested and legalised) — for children
  • Medical fitness test results — for dependants aged 18 and above
  • Health insurance documentation

Document attestation and legalisation requirements vary by country of origin. We provide detailed guidance on the specific attestations required and can facilitate the process where needed.

Family and Dependants

One of the most valued features of the Golden Visa is its inclusive approach to family:

  • Spouse — Fully eligible for residency under the principal applicant’s visa
  • Children — Unmarried daughters of any age and sons up to age 25 (extensions available for students). Children with special needs are eligible regardless of age
  • Parents — May be sponsored under specific conditions, subject to separate application and investment thresholds
  • Domestic staff — Sponsors may apply for domestic worker visas (driver, nanny, housekeeper, etc.)

The family-friendly nature of the Golden Visa makes it particularly attractive for clients planning to relocate their household to the UAE or establish a base for their family’s future.

Renewal and Maintenance

  • The Golden Visa is valid for 10 years and is renewable
  • No minimum stay requirement — Holders are not obligated to reside in the UAE for a specific number of days per year
  • Renewal requires confirmation that the qualifying investment is still in place
  • Health insurance must remain active at all times
  • Emirates ID card must be renewed on the standard two-year cycle, even though the visa itself is valid for ten years
  • The investment must be maintained for the duration of the visa period (if the investment is divested before renewal, visa renewal may be affected)

Tax Considerations

The UAE currently imposes no personal income tax, no capital gains tax, no inheritance tax, and no wealth tax on individuals. Key points for private clients to consider:

  • Rental income, investment income, and interest income earned in the UAE are not subject to personal income tax
  • The UAE introduced a 9% corporate tax in June 2023; however, this applies to business profits exceeding AED 375,000 and does not affect personal investment income, salary income, or real estate income earned by individuals in their personal capacity
  • The UAE has an extensive network of double taxation avoidance agreements (DTAAs) with over 130 countries, which may provide relief depending on your country of tax residence
  • Important: Tax status depends on your individual circumstances and country of tax residence. We strongly recommend obtaining independent professional tax advice from a qualified advisor in your home jurisdiction and UAE before making any decisions. We can introduce you to suitably qualified tax advisors upon request.

Common Pitfalls and How We Avoid Them

Over our years of assisting private clients, we have observed several recurring issues:

  • Incomplete documentation — Missing attestations or expired certificates cause delays. We pre-screen every document before submission
  • Ineligible property types — Some property types or locations may not qualify.
  • Underfunded investments — Investing below the AED 2 million threshold or using joint ownership below the minimum share disqualifies the application. We confirm thresholds in advance
  • Lapsed health insurance — Mandatory coverage lapses invalidate visa status. We remind clients well in advance of renewal dates
  • Misunderstanding of renewal requirements — Assuming the visa is permanent without confirming the investment remains in place. We provide clear ongoing guidance

Timeline Overview

Stage Typical Duration
Initial consultation and route selection 1 working day
Investment execution (real estate / financial / deposit) 2–6 working days (varies by route)
Document preparation and attestation 2–4 working days (varies by country of origin)
Application submission and government review 2–4 working days
Biometrics and medical examination 1 working day
Visa issuance and Emirates ID 1–2 days
Total estimated timeline Approximately 9–18 working days

Real estate transactions may extend the timeline if property completion or transfer is delayed. Bank deposit and financial product routes tend to be faster once the account is opened and funded.

Our Role

  • Route assessment — We help you choose the path aligned with your financial goals, risk appetite, and family needs
  • Investment facilitation — Licensed real estate agent or bank introduction, and transaction coordination
  • Full application management — Document preparation, attestation guidance, submission, and follow-up with UAE authorities
  • Dependant processing — Coordinating visa applications for spouse, children, parents, and domestic staff
  • Ongoing support — Reminders for renewals, Emirates ID, health insurance, and any regulatory changes that may affect your status
  • Additional services — Private banking introductions and relocation assistance for clients establishing residency in Dubai

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PRIVATE CLIENT SERVICES

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ADDRESS

IFZA Business Park, Building A1,
Unit 28444-001, Dubai, UAE

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We are ready to assist and provide you with the latest information and updates to make sure your application is processed smoothly. Our company will take care of the entire process, starting with a bank introduction up to the submission of your application. 

Kindly note Golden Visa requirements and benefits are subject to change at the discretion of UAE authorities.

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